There are many things that can affect the market value of a property, ranging from interest rates to home improvements to the mood of the seller.  Below are some of the key dynamics that tend to have the largest influence on home values that every homeowner or aspiring homeowner should be aware of.  These factors are often gauged by sophisticated Real Estate investors before they decide to invest in an area:  

1. Increase in Disposable Incomes

This is one of the most important...

Here is the year in review as per the Realtor's Association of Edmonton.

What a year...here's to 2015 being a great one as well!

http://www.ereb.com/News&Events/LatestMarketStatistics.html

You definitely couldn't ask for a better Realtor to help you find the perfect home. Someone who has all the patience in the whole world and will give it his all to find you whatever it is that you are looking for. He has very flexible hours, my boyfriend and I could only look at houses anywhere from 630-8 just because his job but Graham never once turned us away. He has a great personality and never pushes to sell a house he leaves it up to the buyers to make the first move. I have already recommended...

If you’ve got a variable-rate mortgage, need a new mortgage, or want to consolidate debt at the lowest cost funds, it’s great news that we are finishing 2014 with the Bank of Canada keeping the overnight rate unchanged. The prime rate stays at 3%.

The overnight rate has held steady for more than four years. In its interest-rate announcement, the central bank noted that the rate is “appropriate” given the “balance of risks” in the economy.

Surprising Impact of Home Financing Rule Changes

If you haven’t applied for a mortgage in a few years, you may not be aware of how mortgage financing has changed.  Rules have tightened; paperwork and back up documentation requirements are more rigorous.  But, most importantly, your purchasing power has significantly decreased. 

Example Couple – How All the Small Changes Add Up

Let’s look at a couple and the differences in what they could buy under the prior rules and...