Effective July 1, 2015

Closing costs on Real Estate Transactions to rise...

http://calgaryherald.com/business/real-estate/budget-dramatic-fee-hikes-coming-to-real-estate-market

Please contact me at 780-908-1224 to discuss fully.

In Canada, you can purchase a house without having 20% down payment, but you pay for the privilege.   Without that full down payment of 20% your mortgage is considered high-ratio instead of conventional and you will have to pay the cost of mortgage default insurance, commonly referred to as mortgage insurance.  That premium is paid by you, but it protects your lender.  If you default on your mortgage your lender is protected by the insurance policy you purchased.  The insurer...

My Mom generously wanted to purchase a condo for me, her adult daughter, as I have been unable to work due to disability. Graham Ogden was a superb real estate agent in honouring both of our needs and wants. He guided us through the examination of the condo papers, so we both felt very confident that the building we bought into had a strong Board, great Management and most importantly a strong financial future. Graham was always available to answer questions and I would not hesitate in highly recommending...

Please feel free to use the link below to review the most up-to-date Real Estate activity statistics for Edmonton and the surrounding area as provided by the Realtors Association of Edmonton.

http://www.ereb.com/News&Events/LatestMarketStatistics.html

I am always available at 780-9081224 to discuss these trends with you.

This question arises on a near daily basis within our social circles... Answer:  Today is the right day assuming one has found the specific property that works for them on all levels. If the conversation is about a property which one plans to own for at least the next few years, then yes, the right time to buy is today.

Over a 7-10 year horizon the day-to-day, even the month-to-month gyrations of the market will tend to resemble those of a small yo-yo on a large escalator. ...